Riverside Checking Accounts
When it comes to your money, you want to make the most of it. At Riverside National Bank, you will find an account just right for you...and just right for your money!
Flexible, easy to use, affordable...write one check per month or a hundred...you'll feel right at home with a Riverside free checking account.
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| Lifetime Free Checking |
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| Free personal checking for the lifetime of the account |
- $50 minimum to open
- No minimum balance required to avoid a monthly service fee
- Free debit card
- Check safekeeping
- Free online banking, mobile banking and bill pay
- Identity theft protection available
- Free insurance review and quotes*
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| Free Teen Checking |
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| Free checking for teens ages 15 - 17. A second signer over the age of 18 is required. |
- $50 minimum to open
- No minimum balance required to avoid a monthly service fee
- Free debit card
- Check safekeeping
- Free online banking, mobile banking and bill pay
- Unlimited check writing
- Free use of Riverside ATMs
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| Hometown Hero SM |
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| Riverside Bank recognizes our Hometown Heroes by offering this special account to those members of the hometowns we serve who go above and beyond the call of duty in their jobs and personal activities. The account is reserved for law enforcement, fire & rescue workers, hospital staff, government employees, active & retired military, non-profit community groups, and educators at public & private schools, community colleges & universities. |
- Free personal checking for the lifetime of the account
- $100 minimum to open
- No minimum balance required to avoid a monthly service fee
- Free 1st order of Riverside custom design checks
- Free debit card
- Check safekeeping
- Free online banking, mobile banking and bill pay
- No payment for 90 days on personal term loans
- Discounts on residential mortgage loan closing costs
- Identity theft protection available
- Free insurance review and quotes*
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| Hometown and NOW Hometown |
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| Personal checking account with the following benefits: |
- $100 minimum to open
- Avoid $10 monthly service fee by maintaining one of the following:
- $3,000 in another Riverside Bank account
- Home equity loan
- Mortgage
- Two or more installment loans
- NOW Hometown account earns interest
- Free debit card
- Free Riverside custom design checks
- Free money orders (five per month)
- Free notary public services
- Discounts on select installment loan rates
- Check safekeeping
- Free online banking, mobile banking and bill pay
- Identity theft protection available
- Free insurance review and quotes*
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| Hometown Plus and NOW Hometown Plus |
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| Personal checking account for individuals age 50 or older with the following benefits: |
- $100 minimum to open
- At least one account holder must be 50 or older
- Open account with $3,000 or maintain one of the following:
- $3,000 in another Riverside Bank account
- Home equity loan
- Mortgage
- Two or more installment loans
- No monthly service fee
- NOW Hometown Plus account earns interest
- Free ATM/debit card
- Free Riverside custom design checks
- Free money orders (five per month)
- Free notary public services
- Discounts on select installment loan rates
- Check safekeeping
- Free online banking, mobile banking and bill pay
- Identity theft protection available
- Free insurance review and quotes*
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| Hometown Premier |
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| Personal checking account with the following benefits: |
- $100 minimum to open
- Avoid $10 monthly service fee by maintaining $10,000 in one of the following:
- Checking
- Savings
- Money Market
- Outstanding Loans
- Free ATM/debit card
- Free Riverside custom design checks
- Free money orders (five per month)
- Free notary public services
- Discounts on select installment loan rates
- Check safekeeping
- Free online banking, mobile banking and bill pay
- Identity theft protection available
- Free insurance review and quotes*
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| Money Market |
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| Riverside Bank offers a variety of Money Market accounts. Enjoy higher interest rates than a regular savings and the convenience of liquidity. |
- Tiered interest rates – earn higher rates on higher balances
- Unlimited withdrawals made at an ATM or in person at a Teller Station
- Limited check writing
Hometown High Yield Money Market
Balance |
APY |
$.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $5 million |
0.01%
1.25%
1.50%
1.75
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2.00%
2.00% |
- Minimum opening deposit $100.00.
- Pay no monthly maintenance fee when you maintain a minimum daily balance of $1,000.00.
- $25.00 monthly maintenance fee if account balance falls below $1,000.00 any day in the cycle.
- Rate is variable and is subject to change.
Annual Percentage Yield (APY) accurate as of 08/28/08. Fees will reduce earnings. Personal accounts only. New money only. Regulatory limit of six (6) preauthorized transfers or withdrawals per cycle with limit of three (3) by check or debit card per cycle.
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*Insurance products are offered through Riverside Insurance. Riverside Insurance and Riverside Bank are independent entities. Insurance products are not FDIC insured, not bank guaranteed and may lose value.
On October 28, 2004 a new federal law called The Check Clearing for the 21st Century Act went into effect. Also known as Check21, the act was enacted to change the way your checks are processed. It is designed to streamline check clearing and it make it faster and more secure.
Check21 will:
- Let you see funds faster when you make a deposit
- Allow the checks you write to clear faster
- Safeguard check data. Eliminate the possibility of checks being lost, stolen or destroyed.
- Provide you with high quality, digital images (substitute checks) instead of original checks in your statement.
- Give you substitute checks which are the legal equivalent of your original check, and can be used as proof of payment.
For more information on Frequently Asked Questions on Check21 click here.
If you believe that an error has occurred in response to this act and would like to download a Check21 Error Claim Form, please click here |
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